Question 1 of 2
Have you purchased at least one car on finance between 2007 and 2024?
Have you financed more than one vehicle since 2007?
Enter your details below to assess your eligibility.
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Be like Mr Davies from Cardiff, who used our 'Find Your Agreement' tool to uncover 8 valid claims, potentially worth £5,600 in compensation based on the FCA's suggested £700 refund per agreement.
You do not need to use a Claims Management company to make your complaint. You can do this directly. If your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.
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Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you've changed your name or moved to a different address.
Once you provide your basic details, our system gets to work. Within seconds we'll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation—all on a no-win, no-fee basis. Meanwhile, you don't have to lift a finger.
We offer an assessment of your past and present car finance agreements to help identify potential claims. If your case is eligible, we may introduce you to one of our trusted partners who can assist you in pursuing compensation. All fees are subject to the FCA fee cap and are only payable if your claim is successful. A cancellation fee may apply if you cancel after the 14-day cooling-off period.
If you choose to proceed, we may receive a payment for our assessment and introduction services. This will not reduce the amount of compensation you receive.
You pay nothing unless your claim is successful. A fee between 18-36% including VAT applies on successful claims (fee dependent on level of redress secured), and a cancellation fee may apply outside the 14-day cooling-off period.
You have the right to pursue your motor finance mis-selling claim with the lender directly, through the Financial Ombudsman Service, or any public compensation scheme, including any industry-wide redress scheme that the FCA will introduce in 2026.
While we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
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"I had an excellent experience with BlueLion Law. They helped me recover money I never knew I was entitled to. The people I spoke to were friendly, professional, and always kept me informed along the way."
"Each time I called or I was contacted I received the best customer service ever. They were very knowledgeable and went through everything with me."
"BlueLion Law were there every step of the way. They never left me wondering what stage I was at via regular updates via their portal. All phone queries were handled swiftly and courteously."
"I can't believe this is a completely free service. The standard has been exceptional from start to finish. I have been well informed throughout my application and was assigned a representative to help."
"The experience and service I have received is definitely five stars. It has been simple to follow all instructions and there was a lot of help available if needed."
"Great service, updated constantly regards to claim details. Can't fault them."
If you took out PCP or HP finance between April 2007 and November 2024, you could be owed compensation.
You might have a claim if your car finance agreement included any of these:
of car finance agreements between 2007-2021 may have included hidden commissions
We work on a 'NO WIN NO FEE' basis, with no admin charges or hidden fees
| Band | Redress Amount | Fee Percentage | Maximum Fee |
|---|---|---|---|
| A | £1 - £1,499 | 36% | £540 |
| B | £1,500 - £9,999 | 28% | £2,800 |
| C | £10,000 - £24,999 | 25% | £6,250 |
| D | £25,000+ | 18% | No Maximum |
A fee between 18% and 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the cooling-off period.
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We assist customers with claims involving major lenders, including:
Black Horse Ltd, Volkswagen Financial Services (UK) Ltd, FirstRand Bank Ltd, BMW Financial Services (GB) Ltd, Santander Consumer (UK) PLC, RCI Financial Services Ltd, Vauxhall Finance PLC, Close Brothers Ltd, PSA Finance UK Ltd, FCE Bank PLC, Mercedes-Benz Financial Services UK Ltd, CA Auto Finance UK Ltd, Clydesdale Financial Services Ltd, Blue Motor Finance Ltd, NIIB Group Ltd, Toyota Financial Services (UK) PLC, Moneybarn No. 1 Ltd, Hyundai Capital UK Ltd, Startline Motor Finance Ltd, and many more.
If your agreement was with one of these lenders or others not listed, you may still be eligible for compensation.
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